A master policy may protect association property according to its terms. Identify which parts of the building are the association’s responsibility and which belong to unit owners.
Frequently asked questions
Review the insured-property description, reconstruction values and limits. “Bare walls” and “full value” need to be interpreted alongside the policy and condominium documents; those terms alone do not describe the full coverage.
Information to discuss
Current policy and endorsements; insured values; master deed and bylaws.
General information; not legal advice or a binding offer. All coverage is subject to the issued policy, its conditions, limits and exclusions.