Wind, flood and earthquake damage may be treated differently. Some risks need a separate policy or endorsement, or may be excluded.
Frequently asked questions
Ask how each deductible is calculated: percentage, calculation base and minimum amount. Review sublimits and exclusions before comparing premiums. Coverage availability is subject to evaluation.
Information to discuss
Building location; insured values; current deductibles and prior loss details.
General information; not legal advice or a binding offer. All coverage is subject to the issued policy, its conditions, limits and exclusions.